*Funding/Financing for your project(s) and or other Funding needs
What type of Investors/Lenders does Square One Funding have and look for?
*Private equity investors
*Hard money investors
*Private Accredited individual investors
*Angel investors
*Venture capital (V/C)
*Direct Lenders
*Non- Bank Lenders
In addition to Private accredited investors and Angel investors, below are examples of different types of funding and financing we might be able to help you with:
If you need a loan, choose from the options below that best fit your needs.
*Personal loan
*Business loan
*Mortgage/Home loan (New/Refinance/Bridge)
*First Responder Business Loans
SBA financing is a government-guaranteed lending program that offers various financing options for first responder-owned businesses.
*Veteran-owned Business Loans
*Cannabis business loans
* Auto/RV/Boat/Aircraft (New/Refinance)
We can also help with the following:
* revolving credit lines * secured bridge financing
* purchase order financing * acquisition financing
* inventory loans * DIP and Exit Financing
* cash flow loans * real estate financing
* loan guarantees * international real estate
* conventional factoring * asset-based loans
* letter of credit financing * funding for healthcare providers
* equipment financing * equity participation
* Construction loans * unsecured loans personal credit of principal
* mezzanine financing * SBA loans
*144A Bond funding is a fast, low-cost, non-recourse way to finance many types of real estate and non-real estate projects, from $10 million on up.
*Below are definitions of the types of Investors (this is mainly for your knowledge)
*Private equity investors:
When a company wants to raise money for its operations, it can do so in several ways: 1. taking a loan from a bank, 2. accepting public fixed deposits, 3. issuing debentures or loan bonds, and 4. issuing preference and/or equity shares.
Within these, when the company wants to issue preference or equity shares, it can do so by announcing an IPO, issuing rights shares, or a private placement.
Private placement means that if the amount the company wants to raise is comparatively low and the company wants to avoid incurring the cost of the issue, then it may approach a few wealthy investors to invest their money in the company. So equity or preference shares are issued to a few people at a minimum cost. This is called private placement. Wealthy investors are called private equity investors.
*Hard Money Investors:
Hard money lenders (HMLs) are typically private individuals or small groups that lend money (Hard money) based on the property you are buying and not on your credit score. Usually, these loans cost (percentage-wise) much more than an average mortgage, often up to twice what a regular mortgage does, plus high origination fees.
Who Needs Hard Money?
Developers and house flippers, amongst others, will use it to fund deals because you can often borrow up to 100% of your purchase price! On the other hand, hard money lenders will frequently require you to back up your loan with tangible assets. It is one way to go if you can buy a property and turn it quickly at a huge profit and can't get a standard mortgage. Some investors use hard money to get into the property, do some quick fixes to raise the property value, and then get a new loan (based on the property's new, improved value) from a bank to pay off the hard money lender.
*Angel Investors:
An angel investor or angel (also known as a business angel or informal investor) is an affluent individual who provides capital for a business start-up, usually in exchange for convertible debt or ownership equity. A small but increasing number of angel investors organize themselves into angel groups or angel networks to share research and pool their investment capital.
*Venture Capital:
(Also known as VC or Venture) is a type of private equity capital typically provided for early-stage, high-potential, and growth companies in the interest of generating a return through an eventual realization event such as an IPO or trade sale of the company. Venture capital investments are generally made as cash in exchange for shares in the invested company. It is typical for venture capital investors to identify and back companies in high-technology industries such as biotechnology and ICT (information and communication technology). Venture capital typically comes from institutional investors and high-net-worth individuals and is pooled together by dedicated investment firms.
*Direct Lender: A loan by a lender to a customer without using a third party; direct lending gives the lender greater discretion in making loans.
*NON-BANK lenders: These are located throughout the country and obtain their funds not from deposits but from selling notes and bonds on Wall Street and through private investors. Therefore, they can take on more risk and provide financing for more arduous transactions that do not qualify for bank financing. This includes companies in Chapter 11 with losses or a negative net worth or that may have a tax lien.
